Courtney Ficken
First Home Mortgage Logo

MEET COURTNEY FICKEN

Branch Manager

NMLS# 1172565

First Home Mortgage

Courtney and her team at First Home Mortgage are committed to helping clients achieve their home ownership goals with ease and clarity. With deep local expertise and a personal approach, she ensures you feel confident every step of the way.

📍 Address: 15871 City View Drive, Suite 300-B, Midlothian, VA 23113

📞 Phone: (804) 615-9795

✉️ Email: cficken@firsthome.com

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7 Reasons to Own a Home

🏡 Tax Benefits: Mortgage interest may be tax deductible.
📈 Equity: Build wealth by owning, not renting.
🎨 Freedom: Customize and invest in your space.
💰 Savings: Monthly payments may be lower than rent.
📅 Predictability: Fixed rates = stable payments.
📊 Appreciation: Home values can grow over time.
📍 Stability: Stay in one place longer with ownership.

10 Common Myths About Home Buying

You need perfect credit to buy a home.
You need 20% down to get a mortgage.
Bad credit means sky-high interest rates.
Pre-qualification is the same as approval.
You can open new credit after approval.
How you get down payment funds doesn’t matter.
Credit fixes instantly restore your score.
Co-signing won’t hurt your qualifications.
Student loans don’t impact home buying.
All lenders are the same — they’re not!